Owner-financed homes

Buy a house with no banks.

Bad credit? No credit? Self-employed? We make it easy for anyone to buy a house with owner financing.

Available properties in the Dallas / Fort Worth area:

407 Xenia

Plainview, TX 790723 Beds1 Bath1,164 sqft

This beautiful property is located in the heart of Plainview and is centered blocks away from Plainview Country Club and Wayland Baptist University. House is a good size with a great layout and just needs a few updates to make it perfect. There is no central HVAC system. The foundation, rear deck, and some siding need updates. There are also some minor plumbing issues and water damage in the home. WE PAY ALL CLOSING COSTS!

Asking price:$65,000
Est. payment$750/mo.
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6217 Friesian Dr

Godley, TX 760443 Beds2 Bath2,048 sqft

Very nice property with room to roam. This spacious home has 3 bedrooms and 2 baths, with the secondary bedrooms separated from the master. Open kitchen and dining have space for entertaining. Enjoy outdoor activities, beautiful skies, and the feel of the country with your large lot, fully fenced backyard, covered back deck, and above-ground pool. This welcoming home is just ready for a new owner! WE PAY ALL CLOSING COSTS!

Asking price:$129,900
Est. payment$1,325/mo.
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501 Rustic Ct

Irving, TX 750603 Beds2 Bath1,069 sqft

Located on a quiet street near shopping and schools, this single-story home has 3 bedrooms, 2 baths, and a 2-car garage. It offers an open floor plan, beautiful backyard with an oversized deck, new roof, and water heater added in the last four years. Home needs minor foundation repairs and basic cosmetic fixes, but the bones are great. With a little TLC, it's the perfect starter home. WE PAY ALL CLOSING COSTS!

Asking price:$165,000
Est. payment$1,675/mo.
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Recently sold properties

3815 Mt Ranier St

Dallas, TX 75211
Asking price:$99,900

10614 Benbrook Dr

Dallas, TX 75228
Asking price:$114,900

2030 Nomas St

Dallas, TX 75212
Asking price:$124,900
Process Overview

How does buying one of our owner-financed homes work?

It’s easy to buy a house from us. When you find the house you’re ready to call home, you will have a dedicated expert working with you to answer all your questions and provide full transparency every step of the way, from making an offer to moving in.

Complete Property Application
Step 1

Complete Property Application

You can find this form on each of the individual property pages. We will review all applications and call you back if we’re interested to discuss all the details of financing, down payment, close date, and process to close.

Sign Contract for Purchase
Step 2

Sign Contract for Purchase

We will fill out the standard Texas Real Estate Commission (TREC) contract for you based on the terms we discuss in our initial call. It is important to review before signing. Should you choose to engage a realtor, their fees should be added to the price of the house.

Complete RMLO Application
Step 3

Complete RMLO Application

After the contract is signed, you will be required to complete an Residential Mortgage Loan Originators (RMLO) application to verify your ability to make the required monthly payments and ensure the loan is fully compliant.

Close at Title Company
Step 4

Close at Title Company

We work with a title company and who will serve as a neutral third party for all parties to help ensure a successful closing and transfer of ownership.

Make Monthly Payments
Step 5

Make Monthly Payments

We work with a loan servicing company who will manage the collection of all monthly payments including principal, interest, and property taxes, and insurance. They will also be the ones to deliver your end of year tax statements.

What does owner financing mean exactly?

Get the scoop
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