Process Overview

How does buying one of our owner-financed homes work?

It’s easy to buy a house from us. When you find the house you’re ready to call home, you will have a dedicated expert working with you to answer all your questions and provide full transparency every step of the way, from making an offer to moving in.

Complete Property Application
Step 1

Complete Property Application

You can find this form on each of the individual property pages. We will review all applications and call you back if we’re interested to discuss all the details of financing, down payment, close date, and process to close.

Sign Contract for Purchase
Step 2

Sign Contract for Purchase

We will fill out the standard Texas Real Estate Commission (TREC) contract for you based on the terms we discuss in our initial call. It is important to review before signing. Should you choose to engage a realtor, their fees should be added to the price of the house.

Complete RMLO Application
Step 3

Complete RMLO Application

After the contract is signed, you will be required to complete an Residential Mortgage Loan Originators (RMLO) application to verify your ability to make the required monthly payments and ensure the loan is fully compliant.

Close at Title Company
Step 4

Close at Title Company

We work with a title company and who will serve as a neutral third party for all parties to help ensure a successful closing and transfer of ownership.

Make Monthly Payments
Step 5

Make Monthly Payments

We work with a loan servicing company who will manage the collection of all monthly payments including principal, interest, and property taxes, and insurance. They will also be the ones to deliver your end of year tax statements.